Ontonix Obtains Contract From Unicredito Bank to Develop a Rating Alert System

Como, July 5-th 2013. Unicredito has awarded Ontonix a contract for the development of a Rating Alert System capability. The objective is to develop a resilience rating-based pre-alarm system that will identify a-priori portfolios of defaulting companies. "The system shall be developed based on previously performed research with Unicredito, which has identified a recurring pattern in portfolios of companies that default, namely a substantial increment of complexity one year prior to default", said Dr. J. Marczyk, President and Founder of Ontonix. "Rapidly increasing complexity prior to a "trauma" is a scheme that we observe in numerous systems and applications. Research performed with thousands of companies has further confirmed that and today, in the framework of collaboration with Unicredito, we shall be developing a software solution to automate the process of identification of the ones that default" he added. "Having indications of imminent default is a capability providing precious time which is particularly important in a turbulent and globalized economy" he concluded.

About Unicredito

UniCredito is one of Europe´s leading commercial bank with strong roots in 20 European countries. Our network, which is present in roughly 50 markets, includes more than 9,200 branches and over 155,000 employees. The Group operates in the following countries: Austria, Azerbaijan, Bosnia and Herzegovina, Bulgaria, Croatia, the Czech Republic, Estonia, Germany, Italy, Latvia, Lithuania, Poland, Romania, Russia, Serbia, Slovakia, Slovenia, Turkey, Ukraine and Hungary. To find out more about Unicredito visit website.

Jacek Marczyk

Visionary, scientist, businessman and writer with over 35 years of experience in QUANTITATIVE large-scale Uncertainty and Complexity Management in diverse fields (manufacturing, finance, economics).

Author of nine books on simulation, uncertainty and complexity management, rating.

Developed in mid 90s the theory of eigenvalue orbits, a generalization of the concept of eigenvalue.

In 2000-2005 has developed the first Quantitative Complexity Theory (QCT), including a comprehensive measure of complexity.

Founded Ontonix Complexity Management in 2005 in the USA and launched in 2006 the first commercial system for MEASURING and managing complexity: OntoSpace.

In 2007 launched first on-line Resilience Rating for businesses, an objective and transparent rating system:


In 2009 delivered real-time technology to measure the complexity and stability of patients during operation or permanence in Intensive Care Units.


Developed a new theory of risk and rating published in 2009 in a book entitled "A New Theory of Risk and Rating".

Over last decade develops quantitative complexity management (QCM) technology and solutions for applications in economics, finance, Risk Rating and Management as well as in Asset Management and medicine. In the past five years works towards the democratization of ratings.

In 2013 he founded London-based Assetdyne, focusing on design of complexity-based high-performance portfolios and complexity-based asset allocation and asset management.


He is currently focusing on creating a new Rating Agency and a fund which will be managed via complexity technology (QCT).